Dorsey & DeRiso - Untitled 6

OVERVIEW OF ANNUITIES

Although they do not fit within the strict definition of insurance, annuity policies are now widely viewed as a form of insurance. However, the insurance aspect of an annuity basically goes to the fact that the annuitant will receive a guaranteed...

Employment - Veterans -Employee Redress and Appeals for Federal Government Employment Actions

Veterans who are federal government employees have certain rights of appeal and redress when they are aggrieved by governmental actions. The avenues available to them, however, depend upon the type of governmental action involved, such as...

Guardianship and Voting Rights

It is sometimes necessary to place a person under guardianship to protect him or her from his or her own personal and financial decisions. Guardianship is an extreme remedy, however. It is used only when a person cannot, for example, understand...

Housing - Reverse Mortgages - HECM

In an ordinary home equity loan, a homeowner borrows money against the equity in his or her home, making payments to reduce the loan balance after the funds are received. As payments are made, the principal balance of the loan decreases. A...

Community-Based Services - Older Americans Act And Related Programs - Community-Based Services

The Older Americans Act (OAA) network coordinates and provides community-based care for older Americans. The network includes federal, state, tribal, and local organizations dedicated to aging issues, as well as local providers of...